FAQ

Questions? We have answers.

1. What types of loans do you offer?

We offer a variety of loans tailored to meet the needs of real estate investors, including:

  • Fix & Flip Loans
  • Rehab Loans
  • Bridge Loans
  • New Construction Loans
  • Rental Property Loans
2. What is a fix & flip loan?

A fix & flip loan is a short-term loan designed for investors who purchase, renovate, and resell properties. These loans provide the necessary capital to acquire and improve the property quickly.

3. How do I apply for a loan?

You can start the application process by contacting us at 800-656-1831 or emailing us at [email protected]. We will guide you through the application process and help you gather the necessary documents.

4. What are the eligibility criteria for obtaining a loan?

Eligibility criteria vary depending on the type of loan. Generally, we consider factors such as the property’s value, your investment experience, credit history, and project details. Contact us for specific requirements related to your desired loan.

5. How long does the approval process take?

Our streamlined process allows for quick approvals. Typically, you can expect a loan approval decision within a few days after submitting a complete application.

6. Are there any prepayment penalties?

No, we do not charge prepayment penalties. You can pay off your loan early without incurring additional fees.

7. What is the interest rate on your loans?

Interest rates vary based on the type of loan, loan amount, and borrower qualifications. We offer competitive rates and will provide you with specific rate information during the consultation process.

8. Can I get a loan for a property that needs significant rehabilitation?

Yes, we offer rehab loans specifically designed for properties that require substantial renovations. These loans provide the capital needed to transform distressed properties into valuable assets.

9. Do you offer loans for new construction projects?

Yes, our new construction loans cover land acquisition, construction costs, and other related expenses. We work with you to structure a loan that aligns with your project timeline and budget.

10. What is a bridge loan and how can it help me?

A bridge loan is a short-term financing option that helps you purchase new properties while waiting for long-term financing or the sale of an existing property. Bridge loans provide quick access to capital, ensuring you don’t miss investment opportunities.

11. How can I contact JWO Fundings for more information or to apply for a loan?

You can reach us at 800-656-1831 or email us at [email protected]. Our team is available Monday through Friday from 9am to 5pm PST, and by appointment on Saturdays.

12. Do you offer ongoing support after the loan is disbursed?

Yes, we provide continuous support and resources throughout your investment journey. Our goal is to help you succeed in your projects and navigate any challenges you may encounter.

13. How do I stay updated with JWO Fundings?

Follow us on our social media channels for the latest updates and real estate funding tips: