Welcome to JWO Fundings. These Terms and Conditions govern your use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, please do not use our website or services.
1. Use of Services
Eligibility:
You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services.
Account Information:
When you create an account or apply for a loan, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Prohibited Activities:
You agree not to use our website or services for any unlawful purpose or any purpose prohibited by these Terms and Conditions. You also agree not to:
- Misrepresent your identity or provide false information.
- Interfere with the operation of our website or services.
- Engage in any activity that could harm our systems or the systems of others.
2. Loan Applications
Application Process:
By submitting a loan application, you agree to provide true, accurate, and complete information. You authorize us to verify your information, conduct credit checks, and share your information with potential lenders.
Approval and Terms:
Loan approval is at the sole discretion of JWO Fundings and our lending partners. The terms and conditions of any approved loan will be provided to you in a separate loan agreement.
3. Privacy
Your use of our website and services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our website and services, you consent to our data practices as described in the Privacy Policy.
4. Intellectual Property
Ownership:
All content, materials, and intellectual property on our website, including text, graphics, logos, and software, are owned by or licensed to JWO Fundings and are protected by intellectual property laws.
Limited License:
You are granted a limited, non-exclusive, non-transferable license to access and use our website and services for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from our content without our express written permission.
5. Disclaimers and Limitation of Liability
No Warranty:
Our website and services are provided “as is” and “as available” without any warranties of any kind, whether express or implied. We do not guarantee the accuracy, completeness, or reliability of any information on our website.
Limitation of Liability:
To the maximum extent permitted by law, JWO Fundings and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use our website or services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from our website; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our website by any third party; or (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the website, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not we have been informed of the possibility of such damage.
6. Indemnification
You agree to indemnify, defend, and hold harmless JWO Fundings and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from your use of our website or services, your violation of these Terms and Conditions, or your violation of any rights of another.
7. Governing Law and Dispute Resolution
Governing Law:
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which JWO Fundings is headquartered, without regard to its conflict of law principles.
Dispute Resolution:
Any disputes arising out of or related to these Terms and Conditions or your use of our website or services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in the state in which JWO Fundings is headquartered.
8. Changes to These Terms and Conditions
We may update these Terms and Conditions from time to time. We will notify you of any material changes by posting the new Terms and Conditions on our website and updating the effective date. Your continued use of our website and services after such changes constitutes your acceptance of the updated Terms and Conditions.
9. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
JWO Fundings
Phone: 800-656-1831
Email: [email protected]